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13. Articulation with digital technology

Chapter 13

ARTICULATION WITH DIGITAL TECHNOLOGY

by: Josavere

"The good, if brief, much more; the bad, concise, much less.
Listen, think, read and shut up a lot; write, judge, and speak little"
Josavere

Richard Feynman, Nobel Prize in Physics 1965, turned everything complicated into children's play and called it "quantum electrodynamics".

The technique consists of taking convoluted concepts, something that is difficult to do or understand because it is complex, and breaking it down into its basic elements, to learn, thinking that you are going to teach it to children, or to people who know nothing about the subject.

Currently, the connections between virtual and physical financial systems are very abundant; the devices that we usually carry, give access to almost all media at the touch of a button. The only thing missing is what several leaders of the digital universe are proposing, starting an environment of products seeking to make sense of these advances in order to strengthen them; cooperation, solidarity, responsibility, sustainability, dignity, and collaboration so that technology has more weight than material and thus relate to society, increasing the trust it deserves, the reason for being of all value-generating communities.

We live with a disruptive change thanks to the possibility of exploiting large volumes of information at high speed, a capacity that has developed rapidly in recent years, in terms of learning, decision-making, and execution tools, so it is appropriate to take care of organizations so that change occurs with comprehensive planning that covers all areas to be developed in a coordinated manner: identification and access to information sources, methodologies, systematization and control of correlative risks.

Now we have new tools that facilitate administrative, commercial, and financial management: data science and algorithms applied to the generation of metrics for decision making, using public or private sources, permanently updated or directly connected to the market, in addition to the great advances of digital banking and those that are glimpsed.

It is required to integrate digital technology in all areas of a company, changing the way it operates and adding value complemented with a cultural change that prepares the organization to better interact in an economic environment forced to increase productivity to face inflation unleashed by worldwide and that changes permanently with the technological advance.

An LMS (Learning Management System) platform is an online learning space that allows us to create a virtual classroom to teach classes online. Using technology in favor of education is a great advantage not only for educational institutions but also for all types of companies. Mobile platfor within Artificial Intelligence that, using algorithms and statistics, allows predictions to be made and is proposed with the purpose of creating machines that have the same characteristics as human beings.
 
Ethereum,  it is an open source platform (software whose source code has been made freely available to everyone and granted with licenses that facilitate its reuse or adaptation to different contexts) for the development of online services, such as smart contracts, without the need for of lawyers, based on blockchain technology, which is a shared and immutable ledger that facilitates the process of registering transactions and tracking assets in a business network.
The terms of the agreement between the parties and the control of its execution with the fixing of the information in the blockchain are carried out by a so-called “intelligent” contract, because it confirms the execution of the agreement without human intervention and that it is an algorithm.

The metaverse, which is still in the development stage, responds to a trend of hyperconnectivity, of digitalization of the physical brought to virtual environments; cloud computing facilitates computer resources through the Internet, reducing the cost of the service, accessing with devices from anywhere in the world; It is like a memory or hard drive but without limits (flash drive). It is a 3D universe that combines multiple different virtual spaces, projected as a future version of the Internet. The metaverse will allow users to work, meet, play, and socialize in them. Cloud computing makes computing resources available over the Internet.

It allows the representation in the virtual world of everything that exists in the physical world; the avatar is the representation of a human being in the digital field and is very applicable in medicine for remote surgeries. A person in the physical location wearing the glasses while the specialist sees the scene and guides the process.
Using remote control, a specialist can carry out maintenance or repair of a machine, however complex it may be, from the operations headquarters in less time than required, reducing many expenses (transportation, hotels, time, various) through reality devices increased.

Cloud computing provides computer resources through the Internet, a virtual space in which it is possible to communicate through characterized avatars, which represent each person, regardless of distance and will allow easy interaction with devices, offering new opportunities and options. Educational programs for people who do not have experiences abroad within their reach. VR helmets or augmented reality glasses will project images in very high definition and in 360 degrees that will be capable, through sensors, of reproducing the physical appearance of a person, from their skin to facial expressions, in an ultra-realistic way and in real time.

In the metaverse, you can talk to anyone while walking, shopping at a supermarket, or sightseeing; In this way, conversations arise naturally, fluidly and with everyday language. Communicating with a native allows phonetic notions to be acquired that facilitate learning by democratizing access to speakers of all languages ​​and voice recognition allows evaluating pronunciation and contacting non-verbal communication, a fundamental aspect when learning a new language.Deep learning processes data to detect objects, recognize conversations, translate languages, and make decisions.

Under the current revolution of social and cognitive skills so useful for employers and employees, video games are becoming the platform that is developing the fundamental capabilities for accelerated changes. The metaverse resolves hyperconnectivity, digitalization of the physical brought to virtual environments.

In order to start operating the metaverse, which will have to be very profitable, it will generate a large number of jobs for people with specific knowledge complemented by other knowledge that they must acquire as a necessary complement for their job performance. We are talking about 3D Designers, User Advice Experts, Marketing Specialists, Artificial Intelligence Advisors, Data Scientists, Sociologists and Psychologists.

Around the world, many students are honing a wide range of skills required to transfer in-demand talent to job sectors where they can thrive. From teamwork and collaboration to critical thinking, emotional intelligence, complex problem solving, and decision making, these are just the skills that gammers develop and that are covered in the labor market because they are the resources that they need to be more competitive.

Cryptocurrencies (digital means of payment),to the extent that risk management is perfected, are ideal for a metaverse because they allow the creation of a digital economy with different types of useful digital assets (tokens) and virtual collectibles. The metaverse will catapult the use of crypto wallets (coins) and Blockchain technology.

By 2023, the most advanced use of technology such as action conquest is projected, which will mean that in addition to looking and sounding more, avatars will adopt our own unique gestures and body languages. We may start to see more developments in the fields of autonomous avatars, meaning they won't be under our direct control, but AI (artificial intelligence) will enable them to act like us in the digital world as we interact with each other. other people, completely alien and allows the representation in the virtual world of everything that exists in the physical; the avatar is the representation of a human being in the digital world and is very applicable in medicine for remote surgeries. A person in the physical location wearing the glasses, while the specialist sees the scene and guides the process.

Using remote control, a technician can carry out maintenance or repair of a machine, however complex it may be, from the country where it has headquarters in less time than required, reducing many expenses (transport, hotels and others) through the devices of augmented reality. Communicating with a native allows you to acquire phonetic notions that facilitate learning by democratizing access to speakers of all languages ​​and voice recognition allows you to evaluate pronunciation and make contact through non-verbal communication, a fundamental aspect when learning a new language.

With the advancement of the metaverse, a much more immersive version of the Internet is expected; its basic elements, such as virtual and augmented reality, or cryptocurrency transactions, have been under construction for decades. If the Internet is a virtual twin of the physical world, it will need to enable new ways of working, shopping, learning, and socializing. No single company will own or dominate the metaverse, and the race is on.



The FINTECH (financial technology) is used to improve the offer of financial products with great agility, transparency, security, complemented by personalized attention and additional benefits, expanding the alternatives for managing money,for whose management digital tools are required that serve as alternatives and facilitate services such as saving it and carrying out operations without procedures or additional charges; In other words, a financial ecosystem is required that improves people's lives, facilitating the initiation of credit life.

NTFS stands for New Technology File System, that is, new technology file system, it is used to organize data on hard drives and other storage systems.

Blockchain is a shared and immutable ledger that facilitates the process of recording transactions and tracking assets in a business network that can provide transparent and reliable governance systems.

Big Data is data that contains a greater variety and that is presented in increasing volumes and at greater speed; they are so large that conventional data processing software cannot handle them.

Online is connected to or available through a computer or computer network. "A printer is online when it is ready to receive data from the computer."

An algorithm is a set of well-defined, ordered, and finite instructions that serve as a guide to carrying out an activity. They are used in mathematics, logic, computer science, and related disciplines, to indicate how to go from an initial situation to a solution; basically they are recipes that are achieved with interactions. Based on complex mathematical models using  probabilities, they recommend whatever is of interest to the person; the warehouses have many computers interconnected with each other, which execute programs that contain logic to capture, store and process user data and then send them advertising, on demand. The more you interact with the algorithm, the more you know the user and the more accurate it is; they allow users to be manipulated.

The “quantamental analysis”1 integrates these modern advances and routines based on “online” financial variables and big data, with traditional methodologies. What they are and how the risks associated with their use can be controlled, is the task that corresponds to the digital transformation to take advantage of them in financial decisions, including investment analyzes with systematized quantitative models.
Python2 is a high-level programming language used to develop applications of all kinds that makes it easy to work with Artificial Intelligence, Big Data, Machine Learning and Data Science, among many other booming fields. In addition, it serves as a basis for the construction of risk management and portfolio management models, very important topics in business, finance and economics, so it is convenient to learn to use the most important applications because it is also an open source multiplatform language. and therefore free, which allows software to be developed without restrictions.

It is used with Data Mining, since it can shed light through its cleaning, organization and the use of machine learning algorithms; It simplifies the analysis of reviews to explore, through the use of different techniques and technologies, huge databases automatically to reach conclusions that contribute to increasing sales and customer loyalty.

Data science: the use of the Internet for applications, websites, social networks or any virtual space and, by filling out forms or providing any information, we unknowingly generate data that is valuable for many companies. The simplicity and power to work with a large number of data, coupled with existing libraries, make Python ideal for this type of task.

Artificial intelligence: due to its ability to capture complex ideas in a few lines, together with the large number of existing frameworks (a framework or work scheme generally used by programmers to carry out software development), Python is one of the most popular programming languages. used with AI.
AI helps make decisions and allows you to perform repetitive tasks; provides personalized recommendations for users based on their preferences. In the future it will be possible to integrate with humans and develop humanoids with whom they can be confused and develop physical activities that will enhance productivity. It has no intelligence or subjectivity; its development augurs a great role in the future of the world, but since it does not feel or understand the knowledge it  can produce incorrect information and harmful instructions or flawed content.
OpenAl, emotional intelligence specialist, a non-profit company, open to the public, whose mission is to guarantee that this technology benefits all humanity, has designed two great contributions to the development of AI, artificial intelligence that are extremely useful and whose applications already coexist on a daily basis. day. Two new applications are on the rise, DALL-E and ChatGPT that work by picking up images or words from the collected data universe according to instructions received.

DALL-E, an artificial intelligence tool that is used to generate images through text based on user indications and anyone can modify it because it is open source.

ChatGPT, designed to hold conversations with anyone. Simply by asking and adding information to it; based on corrections, over time, it "learns" to automatically do the task for which it has been designed. (it is possible that it makes mistakes as it happened with the first translators, so it requires judicious review).

Blockchain: As a versatile, secure and fast language, it is very useful for building blockchains, and even allows developers to create a simple blockchain in less than 50 lines of code.
Machine learning: Robotics and AI are capable of learning by themselves as they process more and more data.


ORACLE3 the first software company that develops and makes procedures for companies that are one hundred percent activated by the Internet through its entire line of products: databases, business applications, and tools for developing studies and decision support, whose mission is to teach understand data in different ways, it offers an intuitive browser-based interface, which is capable of managing databases, creating tables, views and other objects, importing, exporting and visualizing data. It is a management tool, used mainly by large companies to control and process a large amount of content from a single file to reduce costs and minimize the risk of information loss, compares six industries where twenty-two Big Data applications are applied, namely:

1. Retail Trade, with five applications: product development, customer experience, customer time value, point-of-sale service, price analysis and optimization.

2. Financial Services, four applications: fraud and security, promotion of innovation, regulation and financial regulations, and control of money laundering.
3. Health, with four applications: genomic research, experience and results with patients, potential for fraud, billing analysis.

4. Oil and Gas, with three applications: predictive maintenance of equipment, exploration and extraction of oil and gas, and optimization of oil production.

5. Telecommunications, with three applications: network capacity optimization, customer satisfaction analysis and new product offerings.

6, Manufacturing Industry, with three applications: preventive maintenance, operational efficiency and production optimization.

The above tools offer insights to make better decisions in all areas; preparation is required for entrepreneurs, programmers, and operators.



1.https://financefeeds.com/quantamental-analysis-future-trading-guest-editorial/
2. https://openwebinars.net/blog/que-es-python/
3. https://www.oracle.com/co/index.html

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Josavere